Travelers and Wanderers around the Universe

Wednesday, April 27, 2011

Porch Renovation Project

After some thorough deliberation whether or not to pursue our porch renovation project, we finally decided to. We found a very low interest rate that could finance our summer project. We initially applied for a personal loan to USAA but the agent discussed t us the different options that we can get through them. At first, they suggested a home equity loan because the interest is lower than the personal loan but hubby and I did not want the loan to be tied up to our home loan so we declined it.

The agent suggested for us to just put it in our credit card which has a lower interest and at the same time will give us a flexibility for payment options. We thought about it and forgo with it especially that the agent found us a very low interest of 3.9% for a year. This work out great for us as I could transfer the balance to a 0% and we can pay it off quick. Thanks to USAA for being so accommodating and helpful!

We hired Robinson and Son because they came up with a very good plan and the price is  lower than the other ones who submitted an estimate to us.  The owner is very nice too, they gave us a $400 discount  because of me being a Filipina lol.  His  daughter-in-law is also a Filipina so he has a soft spot to Pinays.  Anyhow, the project won't start until  July so we only paid our initial payment of $5k our income tax return is gone now hehehe).  Aside form the loan that we got, we still have to come up with $2k so I need more  online tasks please? Lol!
Somebody called him on the phone when we were there, so we  had an opportunity to take some pictures of us too.  I had fun taking pictures inside his office.  It was so pretty inside.
How about you folks, how did you spend your Easter break?  Ours was a busy one. I have three balikbayanboxes that I ordered and have to fill it with stuff to go to my family in the Philippines. I have been neglecting to do this but I really have to. Have a good week ahead everyone.

24 travelers' comments:

sHeNgKaY said...

I have something for you HERE mommy rose.Have a nice day!

☆Mama Ko☆ said...

yaya, sakit sa bulsa talaga itong mbahay ano, pero okay lng kasi ganda na naman bahay nyo bading, dami nyong pera ahh 5k ouch tanggal garter ng undies natin nyan, kami ala na Ah Ah bading hehee. kami dami pa namin kailangan pag ipunan haaays life. Buti pa kayo laki ng refund ninyo. good luck sa summer project.

Mel Cole said...

How Fun! A new house project. Cant wait to see your new porch :)

Dhemz said...

hehehhe...galing mo talaga badingding...may deliberation ka pa ha...ehehehe...just messing up with ya sis...:)

looking forward to see your big project...:)

ayay, laki nang discount ha...ang galing! pede paki send yung isang box sa Mindanao? hehehhee...buti ka pa lagi may BB for pinas...magkano per box sis?

ang cute nang bangs ni Rye...:)

Jenilee said...

our weekend was SO busy too! but fun though! cute pictures today!! :)

nuts said...

ni convert ko talaga ang dollar sa peso haha, ang mahal, hihi.. anyways, nice office, me purpose talaga ang lahat.. buti nalang me tumawag, haha..

capturedalive said...

Interesting!!

Mommy Jes said...

haha ang galing mo sis ahah habng nakatalikod may ari ng ofis na shot ka hahaha at tuwang tuwa naman ang mga pinipicturan o ahhahah nice family time ano? ganyan dnkme lagi magkakasma kasi d nmn pede iwankids ;))

thnks for joining!

Ai KaiRui Liu said...

good luck to your house project sis..so excited to see it after the renovation...you're so lucky to get a big discount...

as for us, we were so busy with the Easter celebration including my birthday...

thanks for the greetings and for the comment..;)

Ai KaiRui Liu said...

btw, I want to exchange link with you I've already added your site on my page...:)

NANCY said...

Thanks for stopping by my blog. Following you back!

Nancy

http://thatsoundslikecrazy.blogspot.com

Dinah said...

congratulations on the project and a big big goodluck to you on the task ahead! here is to more online income, he he!

O is Overcrowded

genny said...

good luck sa project. ung isang box padala mo dito.hehehe happy RT!:-)

visiting you from here:
http://www.aquariangirl24.com/

Mel Avila Alarilla said...

Great that you were able to pursue your porch renovation project and found the best option for paying it. God really helps those who help themselves. Great photos you have there. Thanks for the post. God bless you all always.

Coralie Cederna Johnson said...

Best of luck with your new project!
Happy day to you!
Coralie

eden said...

Good luck. Can't wait to see when it finish.

I Love-Hate America by Bing said...

You are fortunate to have that discount.....I am sure your porch will go well and it will come out beautiful.
I spent the Holy week reading the Bible, meditating and watching Biblical documentaries and most of all, spring cleaning.

kassidy's notes said...

ah...the joys of being a homeowner. hope to see your porch soon.

my easter was spent in nyc to visit good ol' friends.

thank you for visiting my blog.

Lolita said...

Hello,
Thank you for visit my blog, your family is very lovely and see so happy.
I am from Costa Rica, I like to make thing with paper,some tilda dolls and cute little thing.
I like decorar.
Happy day!!!
Lolita

Aleasha said...

new follower from blog hop i see your a fellow military family also

hope you follow back

www.mymonkeybizness.com

Mica said...

have fun with the rennovation!

Lina Gustina said...

Hope the rennovation project is going well...

www.womenandperspectives.com

cherry said...

wow, a home project. that is always exciting.

mine is up:

http://1716south.com/2011/04/family-time-a-trip-to-bataan/

Krystyn said...

I can't wait to see how the porch comes out...and yay for a discount.

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