We've recently refinanced our home mortgage because we got a very low interest rate offer. I guess our credit score went up when we paid off one of our major credit card debt and our car loan. Having a good credit gives you the opportunity to get a very low interest on mortgage. Now we are saving 1.50% in interest compared to the former mortgage rate that we had.
If you have a good credit and would like to take advantage of it, check out the interest rate being offered at Perfect Score website. They have helpful articles about mortgage where you can find perfect rates on mortgage if your credit is really good. You can fill out their online form to get a quote and find out. Right now, the lowest interest rate they have for 30 years fixed mortgage is 4.09%. So if you are paying more than what they are offering, it would be the perfect time to avail their offer.
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